Project Overview

A Triple-Threat Ecosystem


You didn't just build one app; you built a bridge between the digital and physical worlds.

  • The Agent App: Designed for high-speed, offline-first transactions so agents can collect savings in busy markets without lag.

  • The Admin Dashboard: Focused on transparency and fraud detection to ensure every kobo is accounted for.

  • The Brand/Website: Built to establish legitimacy for partners and stakeholders.

  • Key Design Feature: (e.g., Visual receipts or SMS notifications to provide instant psychological "proof" of savings to the user.)

A Triple-Threat Ecosystem


You didn't just build one app; you built a bridge between the digital and physical worlds.

  • The Agent App: Designed for high-speed, offline-first transactions so agents can collect savings in busy markets without lag.

  • The Admin Dashboard: Focused on transparency and fraud detection to ensure every kobo is accounted for.

  • The Brand/Website: Built to establish legitimacy for partners and stakeholders.

  • Key Design Feature: (e.g., Visual receipts or SMS notifications to provide instant psychological "proof" of savings to the user.)

Year

2026

Client

PricyTag

Services

Price Comparison

[1] Problem Statement

The "Trust & Accessibility Gap"

In the informal sector, the hurdle isn't just technology; it’s trust.

  • The Problem: Traditional Ajo/Esusu systems are prone to "disappearing" with people's money. However, formal banks are too intimidating or distant for a market woman or a bike rider.

  • The UX Barrier: High illiteracy rates, low-end smartphones, and inconsistent internet access mean a "standard" banking UI will fail.

  • The Goal: Create a secure, agent-led digital ecosystem that feels as familiar and trustworthy as a physical community contribution.

The "Trust & Accessibility Gap"

In the informal sector, the hurdle isn't just technology; it’s trust.

  • The Problem: Traditional Ajo/Esusu systems are prone to "disappearing" with people's money. However, formal banks are too intimidating or distant for a market woman or a bike rider.

  • The UX Barrier: High illiteracy rates, low-end smartphones, and inconsistent internet access mean a "standard" banking UI will fail.

  • The Goal: Create a secure, agent-led digital ecosystem that feels as familiar and trustworthy as a physical community contribution.

[2] Action — The Research Phase

[3] Action — The Design Phase

[4] The Testing & Iteration Phase

Scaling Financial Security

  • User Reach: Successfully onboarded 3,000+ active savers (traders, vendors, and transport workers).

  • Efficiency: Reduced the time it takes to record a contribution from minutes to seconds.

  • Impact: Provided a digital paper trail for people who were previously "invisible" to the financial system, potentially opening doors for future micro-loans.

Scaling Financial Security

  • User Reach: Successfully onboarded 3,000+ active savers (traders, vendors, and transport workers).

  • Efficiency: Reduced the time it takes to record a contribution from minutes to seconds.

  • Impact: Provided a digital paper trail for people who were previously "invisible" to the financial system, potentially opening doors for future micro-loans.

[5] Reflection & Next Steps

Create a free website with Framer, the website builder loved by startups, designers and agencies.